The Facts about Driving Under The Influence of Alcohol and Drug The Facts… Nationally, an alcohol-related crash kills someone every 30 minutes. In Washington, 294 people were killed in alcohol-related accidents in 1994. The tab we all shared for alcohol-related crashes in Washington was $465 million. A 4% reduction in drunken driving nationally would save […]
What info will be needed for a free car insurance quote?
Always, always, it is in your best interest to give full disclosure of your personal information to an insurance company. Failure to reveal pertinent information to an insurance company is grounds for cancellation of the policy and severe misrepresentation may be grounds for prosecution. An insurance policy is a legal contract and must be entered […]
What options are available to pick from
There are many ways to tailor your auto insurance policy coverage to your specific needs. Your state may require minimum coverage’s levels, but aside from that, you can select the coverage’s and amounts you’d like. In addition to the various coverage options, there are also general policy options. Within certain parameters, you can make decisions […]
What to do if you’re not satisfied with your insurance company
If you feel you have been wronged by an insurance company, you may be able to file a grievance against them. The insurance regulatory agencies of most states have established procedures whereby consumers who believe they have been subjected to unfair claims handling can file a complaint against the offending insurance company. Insurance companies in […]
Safety features that could save you money
Regardless of your driving ability, you can’t always prevent an accident. There are simply too many other drivers out there. However, safe driving can greatly reduce your chances of ending up in a fender bender. Because of this, insurance companies often allow discounts if your vehicle has certain safety features. To increase your driving safety […]
Is age a factor with car insurance?
Age is a key variable in determining auto insurance premiums, because it likely implies your level of driving experience. With fewer years of driving experience comes a greater chance that your auto premiums will reflect this. After age 30 the effect diminishes. But after age 65, insurance rates start to increase due to the increased […]
How much coverage do you need
Auto insurance isn’t a “should I or shouldn’t I?” proposition. Most states have laws requiring you to purchase at least some auto insurance. While specific requirements will vary from one state to another, you will typically be required to buy some level of liability coverage. Other types of auto insurance coverage may be optional or […]
How to properly shop for car insurance
When shopping for auto insurance, do your homework first. It is in your best interest to shop around and select your insurer carefully. Your insurer should offer both fair prices and excellent service. These tips will help you find the right insurer for you: Know your state’s auto insurance requirements: Most states require you to […]
How to read your auto insurance policy
Your policy is a legal contract, so at first glance it can seem confusing. But, if you know what to look for and where to find it, your policy becomes a lot easier to understand. Each auto and homeowners insurance policy has three standard parts: Declarations Page. Here you’ll find your name, a statement of the […]
Ways to lower your insurance cost
Keep your driving record clean. Don’t get tickets or cause accidents. Tickets and at-fault accidents on your driving record can drive you insurance costs way up. Do you really need collision insurance? If you have an older car, or one in poor condition, you may not want to pay the price for collision coverage. Call […]