There are many ways to tailor your auto insurance policy coverage to your specific needs. Your state may require minimum coverage’s levels, but aside from that, you can select the coverage’s and amounts you’d like. In addition to the various coverage options, there are also general policy options. Within certain parameters, you can make decisions […]
Category: coverage
Is age a factor with car insurance?
Age is a key variable in determining auto insurance premiums, because it likely implies your level of driving experience. With fewer years of driving experience comes a greater chance that your auto premiums will reflect this. After age 30 the effect diminishes. But after age 65, insurance rates start to increase due to the increased […]
How much coverage do you need
Auto insurance isn’t a “should I or shouldn’t I?” proposition. Most states have laws requiring you to purchase at least some auto insurance. While specific requirements will vary from one state to another, you will typically be required to buy some level of liability coverage. Other types of auto insurance coverage may be optional or […]
Ways to lower your insurance cost
Keep your driving record clean. Don’t get tickets or cause accidents. Tickets and at-fault accidents on your driving record can drive you insurance costs way up. Do you really need collision insurance? If you have an older car, or one in poor condition, you may not want to pay the price for collision coverage. Call […]
How much good car insurance costs?
Individual auto insurance rates will vary for each person based upon a number of factors such as the number of miles driven yearly, whether the auto is used for business or pleasure, the age and model of the vehicle, and the driver’s history of convicted traffic offenses. State law often limits the specific rating factors […]
Understanding the types of car insurance
There are many different kinds of auto insurance coverage available. While some are essential, some are not and you can save money by only paying for the insurance coverage required by your state. Being aware of the various kinds of auto insurance is the first step in making sure that you and your assets are […]